Owner-Occupant Investing

To “allow” or “not allow” pets in your apartments?

One of the decisions that all landlords must face when managing their apartments is whether or not to allow pets in their properties. There is no doubt that there can be a negative side to allowing pets: they can pee on the carpet, they can scratch  hardwood floors, they can be loud when they bark or run around the unit... You get the idea. But while the negatives sometimes outweigh the positives, with...

Owner Occupant Investors: FHA 203k financing

There seems to be a lot of confusion surrounding the FHA 203k loan program. While it is an excellent tool for homebuyers looking to purchase properties in need of a little rehab, many likely candidates avoid the product because they simply don't know what it is. So just what is 203k construction financing and what can you do with it?...

Owner Occupant Investors: Multi-family opportunities

When it comes time to purchase a home, most homebuyers fail to consider the path of purchasing a multi-family. Whether this is due to the belief  that they can't afford it, that they can't compete with seasoned investors, or something else altogether, most people don't give the matter much thought. By doing so, they are missing out on a unique and profitable opportunity.  With current FHA 203k lending...

Homebuyer tax credit extended to September 30th

In a last minute move by Congress, the $8,000 Homebuyer Tax Credit program has been extended yet again. This extension will drag the program out until September 30, 2010. There is a catch though. It only applies to people who had buildings under contract on April 30, 2010. Originally set to expire June 30, 2010, this extension is for those people that have not yet been able to close on contracts after...

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